Understanding CPOS: How Your Classes Affect Financial Aid at JBU

What is CPOS?

Course Program of Study (CPOS) is a federal requirement that ensures your financial aid is used only for courses that count toward your officially declared major, minor, or concentration at John Brown University.

 

Federal Aid That Could Be Affected

  • Federal Pell Grants
  • Federal Supplemental Grant (SEOG)
  • Federal Work-Study
  • TEACH Grant
  • Federal Direct Loans

Enrollment Status Guide

Your aid amount depends on how many eligible credit hours you take.

Status Undergraduate Graduate
Full Time 12+ credits 6+ credits
Three-Quarter Time 9–11 credits 4–5 credits
Half Time 6–8 credits 3 credits
Less Than Half Time 1–5 credits 1–2 credits

Federal Loans require at least half-time enrollment in eligible courses.

Pell Grants are pro-rated based on the number of eligible credit hours enrolled.


How CPOS Affects Your Federal Aid: Real Examples

Example 1: Pell Grant Reduction

You enroll in 12 credit hours, but only 9 count toward your major.

Result: Your Pell Grant drops from a full-time award to a three-quarter time award because only 9 hours are eligible.

Example 2: Loan Ineligibility

You enroll in 6 credit hours, but only 3 count toward your program.

Result: You do not qualify for federal loans, which require at least 6 eligible hours (half-time enrollment).

Example 3: Graduating Senior

You need only 3 hours to graduate but register for 6 hours to qualify for a loan.

Result: You will not qualify for the loan because the extra 3 hours are not required for your degree.


How to Protect Your Financial Aid

  1. Work with Your Academic Advisor
    • Discuss your educational goals.
    • Plan which courses to take each semester.
    • Ensure all classes count toward your degree requirements in the JBU Catalog.
  2. Officially Declare Your Major/Minor/Concentration
    • If you need to change your major or declare a minor, complete the necessary forms with the Registrar's Office.
    • Do NOT register for new program classes until the change appears in your student records.
  3. Understand What Counts

    Classes that DO count:

    • Required major courses
    • Required minor/concentration courses (if officially declared)
    • Required electives (Core Curriculum)
    • Prerequisites for required courses (up to 30 attempted hours total)
    • Capstone courses, internships, honors courses (if required)
    • Study abroad courses (if they fulfill degree requirements)

    Classes that DON'T count:

    • Electives outside your program (once you have met your elective requirements)
    • Courses for an undeclared minor
    • Extra courses beyond degree requirements
    • Classes for a major you haven't officially declared yet


Special Situations

Changing Your Major

  • Meet with your advisor first.
  • Complete the Change of Major form before registering for new classes.
  • Deadline: Changes must be official by the census date (typically the 11th class day for Fall/Spring).


Dual Majors

  • Declare both majors early in your college career.
  • Both must be officially recorded before the census date.
  • Courses for both majors will count as eligible.


Minors and Concentrations

  • Must be officially declared before the census date.
  • Only count if required for your degree program.
  • Optional minors added at the last minute solely to increase enrollment status won't make courses eligible.


Course Substitutions

  • Work with your advisor to submit substitution paperwork to the Registrar.
  • Must be approved before the census date.


Contact for help:

  • Academic questions: Your Academic Advisor or the Registrar's Office
  • Financial aid questions: StudentFinance@JBU.edu or visit the Student Financial Services Office.
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