We recognize that taking out loans for your college education can be a big decision. 

Our hope is you'll find the information you need here to get your process started. Have further questions? Don't hesitate to ask! We are glad to help. Call our Assistant Director of Financial Aid and Student Loan Processing, Gina Pace at (479) 524-7162 or email her at GPace@jbu.edu

Types of Loans Available:

  • Federal Direct Loan – the government (Direct Loans) is the lender.
  • Federal Parent PLUS Loan – The government (Direct Loans) is the lender.
  • Alternative Loans – Credit-based student loans through a Bank or Lending institution.
    • May require a co-signer depending on the student's credit.
    • Interest rates are variable and depend on the borrower's and/or cosigner's credit.
    • Deferred until student graduates or drops below half-time; some lenders will offer a six month grace period as well.

Repaying student loans is very important, and required by law. Visit the Federal Student Aid Loan Repayment Calculator to estimate what your loan payments will be. If you are currently leaving school, please visit the Exit Counseling page.

JBU reports information for students that borrow to the National Student Loan Database System (NSLDS). Guaranty agencies, lenders, and schools determined to be authorized users of the data system can access this information.